By accessing or using usaratehub.com (the "Site") and our services, you agree to these Terms of Service. If you do not agree, do not use this Site.
USA Rate Hub is an online rate comparison and referral service that connects consumers with licensed third-party lenders, brokers, and financial service providers across mortgage, personal loan, auto loan, credit card, and savings product categories. We are not a lender, broker, or financial advisor. We do not originate loans, make credit decisions, or guarantee approval, terms, or rates.
USA Rate Hub does not provide loans or financial products directly. All loan products, rates, fees, and terms are provided by third-party lenders. Approval, rates, and terms depend on the lender's evaluation of your application and creditworthiness. Rates displayed on our Site are illustrative only and not a guarantee of actual rates available to you.
To use our services, you must be at least 18 years old and a U.S. resident. By submitting our form, you represent and warrant that all information you provide is true, accurate, complete, and current.
By submitting your information, you provide express written consent for USA Rate Hub, our partners, and affiliated lenders to contact you by phone (including via automatic telephone dialing systems and prerecorded or artificial voice messages), email, and text message regarding financial products and services. Consent is not a condition of any purchase. Standard message and data rates may apply. You may opt out at any time.
You agree not to:
All content on the Site, including text, graphics, logos, and software, is the property of USA Rate Hub or its licensors and is protected by intellectual property laws. You may not reproduce, modify, or distribute any content without written permission.
Our Site may contain links to third-party websites. We do not control and are not responsible for the content, privacy practices, or terms of those sites. Use them at your own risk.
The Site and services are provided "AS IS" and "AS AVAILABLE" without warranties of any kind, express or implied. We do not warrant that the Site will be uninterrupted, error-free, or that any information will be accurate or complete. Rates, lender availability, and product terms change frequently and may not reflect current market conditions.
To the fullest extent permitted by law, USA Rate Hub, its officers, directors, employees, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, arising out of or related to your use of the Site or services. Our total liability will not exceed one hundred U.S. dollars ($100).
You agree to indemnify and hold harmless USA Rate Hub from any claims, losses, damages, liabilities, and expenses (including legal fees) arising out of your use of the Site, your breach of these Terms, or your violation of any law or third-party rights.
Any dispute arising out of or relating to these Terms or the Site will be resolved by binding individual arbitration in accordance with the rules of the American Arbitration Association. You waive any right to participate in a class action lawsuit or class-wide arbitration.
These Terms are governed by the laws of the United States and the State of Delaware, without regard to conflict-of-law principles.
We may update these Terms from time to time. Continued use of the Site after changes constitutes acceptance of the new Terms. Check the effective date at the top for the latest version.
Questions about these Terms? Contact us at info@usaratehub.com